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Ronnie JL Ward & Son Insurance

Ronnie JL Ward & Son Insurance has been family-owned and operated for more than 45 years. We specialize in meeting the insurance and bonding needs for elevator contractors and inspectors, nonprofit organizations, company fleet vehicles, small businesses, condominium associations and churches. Since we are an independent agent, we provide excellent personalized customer service and attention to detail with a prompt response to questions and requests. Many of our clients have a long-standing relationship with us, with many having been with our company for more than 10 years. It is a pleasure and joy to meet the needs and exceed the expectations for our customers.

Our Products

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Contractor Bonds

Whether you’re an established contractor, or just getting started, let Ronnie put his insurance knowledge to work for you. You’ll be glad you did.

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Commercial Bonds

Do you need a notary bond or do you need to renew yours? Just bring $75 to Ronnie, and he’ll take care of the rest for you. One stop does it all.

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Commercial Liability

A General Liability policy protects your business from financial loss should you be liable for property damage or personal and advertising injury.

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Workers' Compensation

Workers’ Compensation programs protect employees from the financial hardships associated with work-related injuries and diseases.

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Auto Fleet Policies

Since starting the agency, Ronnie has represented numerous auto companies, and he will help you find the best affordable coverage.

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Directors & Officers Policies

Our policies protect the personal assets of directors and officers. Make sure your key people are covered when the unthinkable happens.

Client Testimonials

I have been with Ronnie JL Ward & Son since the start of my business in 2003. When I request a certificate for my customers they will receive it before I hang the phone up. The Ward family makes me feel as if I was part of their family. You are in good hands with Ronnie JL Ward & Son.


Ron has been extremely helpful and thorough in helping meet all our company’s insurance and bonding needs. He and his staff are fast to respond to our requests. I highly recommend them!


We have been using Ronnie Ward for at least eight years for our commercial coverages and couldn’t be happier. We have a couple of dozen clients who all require specialized liability coverage, and Ronnie always handles their requests promptly, saving us a lot of problems. Cannot recommend them highly enough!


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